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Should You Prioritize Retirement Savings over College Savings?

26.05.22 03:21 PM - By Saheed Adeleke - Comment(s)
Should You Prioritize Retirement Savings over College Savings?

As a young parent looking to the future, you may be faced with a daunting choice: do you save earnestly to secure your retirement, or save to fund your children’s education?

It’s possible to do both, but with the cost of college education and retirement rising faster than the rate of inflation, targe...

Repaying Student Loan Debt - 4 Tips to Get Started

13.05.22 03:16 PM - By Saheed Adeleke - Comment(s)
Repaying Student Loan Debt - 4 Tips to Get Started

Walking across the stage and receiving your college degree can be the first step toward adulthood. Gone is the structure of education, replaced by the uncertainty of finding your first professional career.

But one thing that is often certain after graduation is student loan debt.

While the U.S. Depart...

Talking to your Aging Parents about Finances

30.04.22 03:14 PM - By Saheed Adeleke - Comment(s)
Talking to your Aging Parents about Finances

For many families, finances are rarely discussed in detail, even as children mature into adulthood. But as your parents age, especially if they live into their 80s and 90s, there's a chance that they may lose their cognitive function and be less capable of managing various tasks. This can be upsetti...

How Do I Know if a Financial Professional is the Right Fit?

21.04.22 03:11 PM - By Saheed Adeleke - Comment(s)
How Do I Know if a Financial Professional is the Right Fit?

How do you know if your financial professional is the right person to manage your life savings? It’s an important decision and choosing the person (or team) that will help you pursue your financial goals can be tough. It pays to shop around to find the right professional for you and your family. Her...

The New Normal Retirement

07.04.22 03:08 PM - By Saheed Adeleke - Comment(s)
The New Normal Retirement

It’s believed that retirement planning as we currently know it didn’t really exist until a few decades ago. Up to that point, people worked until 65 and then sailed into retirement on a pension plan. Over the next few decades, as life expectancy and years in retirement expanded, financial profession...

Sending Your Kids to College: What Should You Really Expect?

02.04.22 03:05 PM - By Saheed Adeleke - Comment(s)
Sending Your Kids to College: What Should You Really Expect?

f you’ve just begun your career and started collecting a decent paycheck, retirement probably feels like it’s light years away. But it will get here quicker than you expect, and when it does, you’ll want to be prepared.

And if you’re in your 40s or 50s and haven’t started saving for retirement yet, i...

How do I Start Planning for Retirement?

19.03.22 03:02 PM - By Saheed Adeleke - Comment(s)
How do I Start Planning for Retirement?

If you’ve just begun your career and started collecting a decent paycheck, retirement probably feels like it’s light years away. But it will get here quicker than you expect, and when it does, you’ll want to be prepared.

And if you’re in your 40s or 50s and haven’t started saving for retirement yet, ...

Charitable Giving: Doing Your Due Diligence

03.03.22 04:00 PM - By Saheed Adeleke - Comment(s)
Charitable Giving: Doing Your Due Diligence

Donating to charities is a win-win when filing taxes. You get to help a cause you care about and can claim dedications on cash contributions. But what happens when the charity you’ve given to is fraudulent? You’ve now donated to a false entity, haven’t helped the cause, and cannot write it off on yo...

Why You Need an Investment Philosophy

16.12.21 03:32 PM - By Saheed Adeleke - Comment(s)
Why You Need an Investment Philosophy

Some believe that in a digital world where information travels at light speeds, the playing field between investors and institutions is more level. In reality, information overload can fuel more irrational behavior in investors than provide any advantage. Without a strong investment philosophy guidi...

Divorce and Retirement: Here’s What You Need to Know

04.11.21 02:50 PM - By Saheed Adeleke - Comment(s)
Divorce and Retirement: Here’s What You Need to Know

Divorce is never an easy experience, whether you’ve been married for decades or just a few years. Negotiating a divorce settlement can be complicated by lingering emotions, custody battles, and difficult division of assets. But while divorce may be hard on your emotional well-being and your wallet, ...