Blog by Saheed Adeleke

Working with an Investment Professional

05.08.22 06:35 PM - By Saheed Adeleke - Comment(s)
Working with an Investment Professional

When choosing an investment professional, the value you receive is based on the quality of your relationship and their ability to meet, or even exceed, your expectations. Many people don’t mind paying for investment guidance, nor expect a professional to perform superhuman feats with their portfolio...

Financial Planning for Young Professionals

30.07.22 06:32 PM - By Saheed Adeleke - Comment(s)
Financial Planning for Young Professionals

Your 20s are often seen as a true coming of age when financial responsibility opens up the possibility of turning your dreams into reality. You’re settling into life after university, paying off debts, and starting to really define who you are as a person. But with bills, rent, keeping up social app...

Preparing for Lifetime Income in Retirement

30.07.22 06:29 PM - By Saheed Adeleke - Comment(s)
Preparing for Lifetime Income in Retirement

There was a time when old retirement planning models like “the 70 percent rule” were more common. This rule stated that a retiree only needed 70% of their pre-retirement income to live comfortably in retirement. These “rules” may have worked for some retirees several decades ago but can be dangerous...

Finance Lessons for Your Teen

15.07.22 06:25 PM - By Saheed Adeleke - Comment(s)
Finance Lessons for Your Teen

If you’ve had to reconsider or drastically change your spending and saving habits because of the current economic environment, you’re not alone. But there may be an opportunity in this current market to teach good financial habits to your teenagers; ones that they can carry into adulthood. Just as o...

Understanding Your True Risk Tolerance

23.06.22 06:21 PM - By Saheed Adeleke - Comment(s)
Understanding Your True Risk Tolerance

The recent stock market volatility, the bear market, the ever-growing inflation rate, and ongoing supply issues have taken a severe toll on the American psyche. For some, it has forever altered how they perceive and manage risk.

Understanding your risk tolerance is considered one of the most importan...

The Labor Market in the Post-Pandemic Era

22.06.22 05:29 PM - By Saheed Adeleke - Comment(s)
The Labor Market in the Post-Pandemic Era

According to the most recent Future of Jobs Report by the World Economic Forum, 50% of employees will need new skills training by 2025 as the pace of technological innovation continues to grow. Among business leaders, 94% say they expect employees to learn new skills while on the job, compared to ju...

Are Emotions Controlling Your Personal Finances?

07.06.22 03:24 PM - By Saheed Adeleke - Comment(s)
Are Emotions Controlling Your Personal Finances?

If anything good has come from the last few years of uncertainty and volatility, it’s that many of us are becoming more financially literate. We’re more aware of our finances and are better at prioritizing our expenditures. We’re also more aware of how important it is to save for the future, while s...

Should You Prioritize Retirement Savings over College Savings?

26.05.22 03:21 PM - By Saheed Adeleke - Comment(s)
Should You Prioritize Retirement Savings over College Savings?

As a young parent looking to the future, you may be faced with a daunting choice: do you save earnestly to secure your retirement, or save to fund your children’s education?

It’s possible to do both, but with the cost of college education and retirement rising faster than the rate of inflation, targe...

Repaying Student Loan Debt - 4 Tips to Get Started

13.05.22 03:16 PM - By Saheed Adeleke - Comment(s)
Repaying Student Loan Debt - 4 Tips to Get Started

Walking across the stage and receiving your college degree can be the first step toward adulthood. Gone is the structure of education, replaced by the uncertainty of finding your first professional career.

But one thing that is often certain after graduation is student loan debt.

While the U.S. Depart...