Blog by Saheed Adeleke

Talking to your Aging Parents about Finances

30.04.22 03:14 PM - By Saheed Adeleke - Comment(s)
Talking to your Aging Parents about Finances

For many families, finances are rarely discussed in detail, even as children mature into adulthood. But as your parents age, especially if they live into their 80s and 90s, there's a chance that they may lose their cognitive function and be less capable of managing various tasks. This can be upsetti...

How Do I Know if a Financial Professional is the Right Fit?

21.04.22 03:11 PM - By Saheed Adeleke - Comment(s)
How Do I Know if a Financial Professional is the Right Fit?

How do you know if your financial professional is the right person to manage your life savings? It’s an important decision and choosing the person (or team) that will help you pursue your financial goals can be tough. It pays to shop around to find the right professional for you and your family. Her...

The New Normal Retirement

07.04.22 03:08 PM - By Saheed Adeleke - Comment(s)
The New Normal Retirement

It’s believed that retirement planning as we currently know it didn’t really exist until a few decades ago. Up to that point, people worked until 65 and then sailed into retirement on a pension plan. Over the next few decades, as life expectancy and years in retirement expanded, financial profession...

Sending Your Kids to College: What Should You Really Expect?

02.04.22 03:05 PM - By Saheed Adeleke - Comment(s)
Sending Your Kids to College: What Should You Really Expect?

f you’ve just begun your career and started collecting a decent paycheck, retirement probably feels like it’s light years away. But it will get here quicker than you expect, and when it does, you’ll want to be prepared.

And if you’re in your 40s or 50s and haven’t started saving for retirement yet, i...

How do I Start Planning for Retirement?

19.03.22 03:02 PM - By Saheed Adeleke - Comment(s)
How do I Start Planning for Retirement?

If you’ve just begun your career and started collecting a decent paycheck, retirement probably feels like it’s light years away. But it will get here quicker than you expect, and when it does, you’ll want to be prepared.

And if you’re in your 40s or 50s and haven’t started saving for retirement yet, ...

Charitable Giving: Doing Your Due Diligence

03.03.22 04:00 PM - By Saheed Adeleke - Comment(s)
Charitable Giving: Doing Your Due Diligence

Donating to charities is a win-win when filing taxes. You get to help a cause you care about and can claim dedications on cash contributions. But what happens when the charity you’ve given to is fraudulent? You’ve now donated to a false entity, haven’t helped the cause, and cannot write it off on yo...

Why You Need an Investment Philosophy

16.12.21 03:32 PM - By Saheed Adeleke - Comment(s)
Why You Need an Investment Philosophy

Some believe that in a digital world where information travels at light speeds, the playing field between investors and institutions is more level. In reality, information overload can fuel more irrational behavior in investors than provide any advantage. Without a strong investment philosophy guidi...

Divorce and Retirement: Here’s What You Need to Know

04.11.21 02:50 PM - By Saheed Adeleke - Comment(s)
Divorce and Retirement: Here’s What You Need to Know

Divorce is never an easy experience, whether you’ve been married for decades or just a few years. Negotiating a divorce settlement can be complicated by lingering emotions, custody battles, and difficult division of assets. But while divorce may be hard on your emotional well-being and your wallet, ...

IRS Woes: Don't Let Taxes Derail Your Retirement Plans

26.10.21 02:45 PM - By Saheed Adeleke - Comment(s)
IRS Woes: Don't Let Taxes Derail Your Retirement Plans

All United States citizens are subject to income tax from the federal government, even those who are retired. Living on a fixed income in retirement can be difficult, so it’s important to plan accordingly for how you will be taxed to get an accurate picture of your financial health.

Here’s what you n...

Assessing Risk in Retirement Income

10.10.21 02:40 PM - By Saheed Adeleke - Comment(s)

When it comes to investing, there’s no such thing as a “safe bet.” Every type of financial vehicle has some level of risk, even checking and savings accounts. Back in the 1920s, people believed that the safest place to keep their money was a bank, and they were right. But as they witnessed during th...